Time has been spent enjoying the last remaining bits of summer with our annual camping trip to St. Malo. We had the most beautiful weather and were basically bug free except for one evening when we ate dinner in the trailer to avoid the wasps that seemed to think our fajitas were delightful. We spent our days on the beach and our nights around a campfire under clear and starry skies. It was wonderful.
While we were gone, we learned that our second car was no longer worth fixing. We knew the end was coming, but I had hoped to get another twelve to eighteen months of driving time out of her. But after 12 years and 210,000 km, she had given her all and we donated her to Teen Challenge. That meant that it was time to start looking for a new vehicle and we wound up getting a great deal on this spectacular thing:
The big girls spent a week in a ringette camp and have started gearing up for another season. Both of them have been registered and will be on the same team this year. With Greg coaching and myself managing, we are looking forward to another great year out on the ice!
Emily started grade 2 - can you even believe it??? I know I can't. She has a wonderful class this year filled with great friends and the teacher that she was very much looking forward to having for the year.
Danica started kindergarten - holy cow how time flies! She was a bit nervous to go but in the end had a great day and did wonderfully when I left her in the morning. She has three Sunday School friends in her class this year so that is a great way to start things off.
We decided it was time to begin to teach the older girls about money and how it works so we started an allowance system. I found some great chore templates online and the girls had fun coloring them in and personalizing them. Their allowance is divided four ways - 10% to tithing, 30% to current spending, 30% to short term savings and the final 30% for long term savings. The short term savings is going to be used for the things that they want but are more expensive then what they receive each week. This is a great tool for teaching the value of a dollar and for saving up for what you want - something that is very hard to do in our credit frenzied society and something that we practice with great diligence. The long term savings is going to be for university. It might seem funny to have a four and six year old saving for school that is going to happen more then ten years from now, but children who have a financial interest in their own education tend to take that education more seriously and work harder. Once they have saved a bit of money, I am going to take them down to our financial adviser and have them turn over their money to be put into their RESP fund. The amount they are going to be contributing won't be much compared to what we contribute every month, but it will give them a sense of saving for something very big and important and make them feel like they are a part of the whole process.

























































